Bank integrations with Finmap and financial analytics

Who the Kaspi Gold integration is for

People who keep a personal or family budget and want to see where their money really goes. Freelancers and specialists who get paid by transfer to Kaspi Gold. And business owners who pay some work expenses from a personal card and want to keep personal and business spending apart.

How it works

We link your Kaspi Gold to Finmap, and transactions load automatically — no files, no manual import. Each transaction lands in its own account in Finmap, and nothing gets duplicated. There's nothing to export: just open Finmap.

In Finmap, transactions are sorted into categories — groceries, transport, housing, subscriptions, transfers to family — and into projects if you have several lines of activity. That way you see not just the monthly total but also which categories are growing.

What you see in Finmap

Card balances, cash flow by day and month, income and expenses by category. If you have several cards or banks, Finmap brings them together into one picture — no more cross-checking one app against another.

For personal finances, it's a way to stop guessing how much goes on everyday spending. For people who are paid by transfer, it's simple income tracking: who sent the money and what it was for.

How to connect

The connection is set up once, together with us. Click "Connect" to message us on Telegram — we'll help you create a Finmap account, link Kaspi Gold to it and check the first transactions.

If you also have a Kaspi business account, it can be connected through the same integration — see the article below on the Kaspi integration for sole proprietors (IP) and LLPs (TOO).

Who it's for

Sole proprietors (IP) and LLPs (TOO) that accept payments through Kaspi: retail and services, cafes and salons, online stores and Kaspi.kz sellers. Especially if you have several accounts — Kaspi plus another bank — and need to bring it all into one picture.

What the integration gives you

Every account transaction lands in Finmap automatically: amount, date, counterparty, payment purpose. Transfers between your own accounts can be recorded as internal transfers so they don't distort income and expenses.

Income is split by business line, location or project, and expenses by category: inventory, rent, payroll, advertising, taxes. From there you get a cash flow statement, profit and loss, and period-over-period comparisons.

Decisions based on numbers

When your Kaspi data updates on its own, you can see which business lines bring in profit and which only bring in turnover. You can plan payments, spot cash gaps in advance and stop keeping track in your head of whom to pay and when.

Your accountant gets clean data instead of a stack of statements. If you don't have an accountant, we'll bring in an outsourced specialist who works in your Finmap.

Getting connected

About 20 minutes of one-time setup on your side — then we link Kaspi to Finmap and check that transactions arrive in the right accounts. Click "Connect" to message us on Telegram — we'll talk through your needs and get started.

Why connect BCC to Finmap

To see all your personal money in one place. Finmap combines BCC, Kaspi and other accounts: total balance, expenses by category, income by source. No more adding up numbers from different apps or keeping a spreadsheet by hand.

If you receive income on a BCC card — salary, client payments, deposit interest — the integration shows how much came in each month, where it came from and how it compares with your spending.

How the connection works

You spend about 20 minutes on one-time setup, and we link BCC to your Finmap account and check the first transactions. After that, you don't need statements anymore: every transaction arrives on its own, and nothing gets duplicated.

Bookkeeping you don't have to do

Transactions are sorted into categories, and reports build themselves: cash flow, spending breakdown, month-by-month trends. You can plan upcoming payments and see how much will be left at the end of the month.

If work and personal expenses go through the same card, you can track work transactions as a separate project in Finmap and see them on their own.

Click "Connect" to message us on Telegram and get started. A BCC business account can be connected through the same integration — see the article on BCC Business for sole proprietors (IP) and LLPs (TOO).

What the business gets

One financial picture: accounts at BCC, Kaspi and other banks, cash and employee cards — all in one Finmap. Transactions are sorted by category and project, and reports build themselves.

The cash flow statement shows where money came from and where it went. Profit and loss shows how much the business actually earned after all expenses. The payment calendar shows which payments are coming up and where a cash gap might appear.

Which companies it suits

IP and TOO with several business lines or locations, agencies and studios doing project work, trading businesses with regular stock purchases — anywhere it matters to know the margin by business line, not just the account balance.

Owner and accountant see the same data

The owner looks at management reports, and the accountant works with the same transactions — no forwarding statements or reconciling spreadsheets. If you don't have your own accountant, we'll connect you with an outsourced accountant who keeps the books in your Finmap.

Getting connected

About 20 minutes of one-time setup on your side — we do the rest: link BCC Business to Finmap, check that transactions arrive in the right accounts and help you set up your categories for the first time. Click "Connect" to get started.

Who needs it

People who keep a personal or family budget. FOP (sole proprietors) and freelancers who receive payments or pay for work from a personal PrivatBank card. Business owners who need to keep their own money separate from the company's.

Cards and envelopes in one picture

Finmap shows each card and each envelope as a separate account, along with the total balance across all of them. Transfers between a card and an envelope can be recorded as internal transfers so they don't look like spending.

Transactions are sorted by category — groceries, housing, transport, subscriptions, health — and by project if some of your spending is work-related. That way you can see which categories are growing and where you can save.

Financial analytics instead of statements

Reports build themselves: monthly cash flow, income and expenses by category, savings trends. You can plan upcoming payments and see how much will be left until the next money comes in.

FOP business accounts can be connected through the same integration: Finmap combines them with your personal ones — so you see the full picture without mixing personal and business money.

Getting connected

Click "Connect" to message us on Telegram — we'll help you create a Finmap account and link your Privat24 cards and envelopes to it. We'll check the first transactions together to make sure everything lands in the right accounts. Integrations for Raiffeisen Bank, Sense Bank and PayPal work the same way and can be connected to the same Finmap.

Who it's for

Freelancers and remote specialists who get paid by clients through PayPal. Sole proprietors — FOP in Ukraine, IP in Kazakhstan — and small teams that receive part of their income to a personal account. Anyone who wants to see PayPal income next to their bank cards rather than in a separate app.

Payments, fees and withdrawals without the mix-ups

Every incoming payment lands in Finmap with the amount, date and payer. PayPal fees are recorded as separate tagged transactions, so you can see how much actually reached you and how much went to fees.

Transfers from PayPal to your own bank card are not duplicated and do not count as "income" twice: the money simply moves between your accounts in Finmap.

The whole picture in one place

Finmap combines PayPal with your PrivatBank, Kaspi, BCC and other bank cards: total balance, income by client and project, expenses by category. Cash flow and profit reports build themselves.

It helps with taxes too: your PayPal income is collected in one place, so your accountant doesn't have to reconstruct it from screenshots and statements. If you don't have an accountant, we'll bring in an outsourced specialist.

Getting connected

About 20 minutes of one-time setup on your side — we do the rest. Click "Connect" to message us on Telegram — we'll help you create a Finmap account, link PayPal to it and check the first transactions together.

Management accounting vs. bookkeeping: what's the difference

Financial and tax accounting is for the government: filings, taxes, source documents. Management accounting is for the owner: how much the business earned, where the margin is, whether there will be enough cash a month from now. Finmap covers the second, the accountant covers the first, and both work with the same data.

Reports you get

Cash flow — where money came from and where it went over any period. Profit and loss (P&L) — the real result after all expenses. Project and business-line analytics — which of them are profitable. Payment calendar — which payments are coming up and where a cash gap could appear.

What an outsourced accountant does

Checks that bank transactions are assigned to the right categories, reconciles balances, handles source documents and files reports. There is no need to keep an accountant on staff or forward statements to them: your Finmap already has everything they need.

We match the specialist to your market: for sole proprietors (IP) and LLPs (TOO) in Kazakhstan, someone with Kazakhstan reporting experience; for FOP (sole proprietors) and LLCs in Ukraine, someone with Ukrainian reporting experience.

Where to start

Message us on Telegram: tell us which accounts and banks you have and how you keep your books now. We'll suggest a setup: which integrations to connect, how to configure categories and projects in Finmap, and whether you need an outsourced accountant. Click "Get an accountant" to discuss it.

What can be automated

Taking requests, bookings and orders; answering frequently asked questions; accepting payments via Telegram Stars, Stripe, LiqPay or WayForPay; notifications about orders, payments and errors; moving data between spreadsheets, your CRM and email. The more often an action repeats, the faster automation pays off.

Chatbot or AI agent

A chatbot follows a script: buttons, forms, clear steps — exactly what you need for requests, bookings and payments. An AI chatbot answers clients and your team based on the company's knowledge base, qualifies leads and passes them to your CRM. AI agents take over routine work with documents and data: they classify documents and transactions and extract data from PDF files, scans and emails.

Often the best setup is a combination: the bot guides the client through the script, and AI steps in where a detailed answer or document analysis is needed.

Your CRM and your services, working together

We connect your CRM with the products you already use in your business: messengers, payment systems, email, spreadsheets, Finmap accounting and bank integrations — so requests, deals and payments update on their own. We'll recommend the right stack: sometimes no-code tools like n8n, Make or Zapier are enough, and sometimes custom development pays off better — we'll tell you which works best in your case.

We start with the technical specification

Many automation projects stall before they even start: it's unclear what exactly to automate and how to describe the task to a developer. That's why we help you write a technical specification: we review your processes, find the routine that is most worth eliminating, and describe the scenarios, integrations and expected results.

With a finished specification, the scope of work and the timeline are clear, and the price is fixed after the estimate — no surprises along the way.

Launch and support

After launch, we stay on for support and refine the scenarios as new tasks come up. Click "Discuss your task" and tell us on Telegram which routine takes up the most time — we'll suggest a solution and help with the technical specification.